:root{--navy:#0d2440;--ink:#1a2b3c;--muted:#5a6b7d;--blue:#1765b0;--blue-d:#0f4f8c;--sky:#5cc4f5;--bg:#f4f8fc;--line:#dde6ef;--radius:14px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--sky);outline-offset:3px;border-radius:6px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:50}
/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;gap:16px;min-height:64px}
.brand img{width:112px}
.nav{display:none;gap:22px;margin-left:auto}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem}
.nav a:hover{color:var(--blue)}
.top .phone{display:none;color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.top .btn{margin-left:auto;padding:9px 12px;font-size:.88rem;white-space:nowrap}
.menu{position:relative}
.menu summary{list-style:none;cursor:pointer;padding:10px;border:1px solid var(--line);border-radius:10px;font-size:.9rem;font-weight:600}
.menu summary::-webkit-details-marker{display:none}
.menu .panel{position:absolute;right:0;top:48px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 30px rgba(13,36,64,.12);padding:8px;min-width:200px}
.menu .panel a{display:block;padding:12px 14px;color:var(--ink);text-decoration:none;border-radius:8px}
.menu .panel a:hover{background:var(--bg)}
/* buttons */
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font-weight:600;border-radius:10px;padding:14px 22px;border:2px solid var(--blue);text-align:center}
.btn:hover{background:var(--blue-d);border-color:var(--blue-d)}
.btn.ghost{background:transparent;color:var(--blue)}
.btn.ghost:hover{background:#eaf3fb}
/* hero */
.hero{background:linear-gradient(180deg,#eaf4fc 0%,#fff 100%);padding:36px 0 44px}
.hero .wrap{display:grid;gap:28px}
.eyebrow{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);font-weight:700;margin:0 0 10px}
h1{font-size:2.1rem;line-height:1.15;margin:0 0 14px;color:var(--navy);letter-spacing:-.01em}
h2{font-size:1.65rem;line-height:1.2;margin:0 0 12px;color:var(--navy)}
h3{font-size:1.15rem;margin:0 0 8px;color:var(--navy)}
.lead{font-size:1.08rem;color:var(--muted);margin:0 0 22px}
.ctas{display:flex;flex-direction:column;gap:10px}
.photo{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:0 18px 40px rgba(13,36,64,.15)}
.photo figcaption{position:absolute;left:12px;bottom:12px;background:rgba(255,255,255,.94);padding:8px 12px;border-radius:999px;font-weight:600;font-size:.85rem;color:var(--navy)}
/* sections */
section{padding:52px 0}
.intro{max-width:640px;margin-bottom:26px;color:var(--muted)}
.cards{display:grid;gap:16px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff}
.card p{color:var(--muted);margin:0 0 12px}
.card ul{margin:0;padding:0;list-style:none}
.card li{padding:6px 0 6px 26px;position:relative;border-top:1px solid #eef3f8;font-size:.95rem}
.card li::before{content:"";position:absolute;left:4px;top:13px;width:10px;height:6px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
.icon{width:42px;height:42px;border-radius:10px;background:#e6f2fb;color:var(--blue);display:grid;place-items:center;font-weight:800;margin-bottom:14px}
.also{margin-top:40px}
.also h3.sub{font-size:1.2rem;margin-bottom:14px}
.mini .tag{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:700;margin:0 0 6px}
.mini a{font-weight:600;text-decoration:none}
.bg{background:var(--bg)}
.four{display:grid;gap:12px;grid-template-columns:1fr 1fr}
.four .card{padding:18px}
.four h3{color:var(--blue)}
.four p{margin:0;font-size:.95rem}
.model{background:var(--navy);color:#e6eef7}
.model h2{color:#fff}.model .eyebrow{color:var(--sky)}
.model .wrap{display:grid;gap:28px}
.model p{color:#c9d6e4}
blockquote{margin:0;border-left:3px solid var(--sky);padding:4px 0 4px 18px;font-family:Georgia,"Times New Roman",serif;font-style:italic;font-size:1.3rem;line-height:1.4;color:#fff}
blockquote footer{font-family:inherit;font-style:normal;font-size:.9rem;color:var(--sky);margin-top:12px}
.talk{text-align:center}
.talk .intro{margin:0 auto 22px}
.talk .ctas{max-width:420px;margin:0 auto}
.btn{white-space:nowrap}
/* footer */
.foot{border-top:1px solid var(--line);padding:36px 0 28px;font-size:.95rem}
.foot .wrap{display:grid;gap:22px}
.foot img{width:150px}
.foot h4{font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:0 0 6px}
.foot p{margin:0}
.foot a{color:var(--ink)}
.copy{color:var(--muted);font-size:.85rem;border-top:1px solid var(--line);padding-top:16px}
.banner{background:#fff8e6;border-bottom:1px solid #f1e2b8;font-size:.85rem;color:#6b5414}
.banner .wrap{padding:8px 20px}
.banner a{color:#6b5414;font-weight:600}
/* review page */
.review{max-width:720px}
.review h1{font-size:1.8rem}
.review h2{font-size:1.25rem;margin-top:34px}
.review ol,.review ul{padding-left:22px}
.review li{margin:0 0 10px}
.pill{display:inline-block;font-size:.75rem;font-weight:700;padding:2px 8px;border-radius:999px;vertical-align:1px;margin-right:6px}
.good{background:#e3f5ea;color:#1d6b3b}.weak{background:#fdeceb;color:#9b2c22}
.note{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-size:.95rem}
@media (min-width:760px){
  h1{font-size:3rem} h2{font-size:2.1rem}
  .hero{padding:64px 0 72px}
  .hero .wrap{grid-template-columns:1.05fr 1fr;align-items:center;gap:48px}
  .ctas{flex-direction:row;flex-wrap:wrap}
  .talk .ctas{max-width:none;justify-content:center}
  .brand img{width:132px}
  .cards.three{grid-template-columns:repeat(3,1fr)}
  .cards.two{grid-template-columns:1fr 1fr}
  .four{grid-template-columns:repeat(4,1fr)}
  .model .wrap{grid-template-columns:1.1fr 1fr;align-items:center;gap:56px}
  .foot .wrap{grid-template-columns:1.3fr 1fr 1fr 1fr}
  .copy{grid-column:1/-1}
  section{padding:76px 0}
}
@media (min-width:980px){.nav{display:flex}.menu{display:none}.top .phone{display:inline}.top .btn{margin-left:8px}}

/* sub pages (Nov 1 draft) */
.nav a[aria-current="page"],.menu .panel a[aria-current="page"]{color:var(--blue);font-weight:700}
.hero.sub .wrap{grid-template-columns:1fr}
.hero.sub .wrap>div{max-width:780px}
.crumb{font-size:.85rem;color:var(--muted);margin:0 0 12px}
.crumb a{color:var(--muted)}
.xlist,.checks{list-style:none;margin:0;padding:0;display:grid;gap:10px;max-width:760px}
.xlist li,.checks li{position:relative;padding:14px 16px 14px 46px;border:1px solid var(--line);border-radius:12px;background:#fff}
.xlist li::before{content:"\00D7";position:absolute;left:14px;top:11px;width:22px;height:22px;border-radius:50%;background:#fdeceb;color:#9b2c22;font-weight:800;display:grid;place-items:center;font-size:1rem;line-height:1}
.checks li::before{content:"";position:absolute;left:19px;top:20px;width:11px;height:6px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
.callout{margin:22px 0 0;max-width:760px;background:#eaf3fb;border-left:4px solid var(--blue);border-radius:10px;padding:16px 18px;color:var(--navy);font-weight:500}
.split{display:grid;gap:28px}
.split p{color:var(--muted)}
.listhead{font-size:1.1rem;margin:0 0 12px}
.band{padding:56px 0}
.band blockquote{max-width:820px;margin:0 auto}
.pull{color:var(--navy);margin:0 0 6px;max-width:760px}
.links{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.links a{display:block;border:1px solid var(--line);border-radius:12px;padding:14px 16px;text-decoration:none;color:var(--blue);font-weight:600;background:#fff}
.links a strong{display:block;color:var(--navy)}
.xcards{display:grid;gap:12px}
.xcard{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:20px;background:#fff;text-decoration:none;color:var(--ink)}
.xcard strong{display:block;color:var(--navy);font-size:1.08rem;margin-bottom:6px}
.xcard span{display:block;color:var(--muted);font-size:.95rem;margin-bottom:10px}
.xcard em{font-style:normal;font-weight:600;color:var(--blue)}
.xcard:hover{border-color:var(--blue)}
.small{color:var(--muted);font-size:.85rem;margin-top:16px}
.cards.two .card p{margin:0}
@media (min-width:760px){
  .split{grid-template-columns:1fr 1fr;gap:56px}
  .xcards{grid-template-columns:repeat(3,1fr)}
  .foot .wrap{grid-template-columns:1.1fr 1.3fr 1fr 1.2fr}
}

/* images on sub pages */
.photo{margin:0}
.photo img{width:100%;aspect-ratio:3/2;object-fit:cover}
.media{align-items:center}
.media>div{min-width:0}
.photo.wide{max-width:600px;margin:6px 0 26px}
.hero.sub.has-img .photo{max-width:560px}
@media (min-width:760px){
  .hero.sub.has-img .wrap{grid-template-columns:1.05fr 1fr}
  .split.media{grid-template-columns:1.1fr .9fr;gap:48px}
}

/* v2 (Nov 3): testimonials, team, bio, contact form, map */
.quotes{display:grid;gap:16px;margin-top:6px}
.quote{margin:0;border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:24px 22px;display:flex;flex-direction:column;gap:14px}
.quote p{margin:0;font-family:Georgia,"Times New Roman",serif;font-style:italic;font-size:1.12rem;line-height:1.5;color:var(--navy)}
.quote p::before{content:"\201C"}.quote p::after{content:"\201D"}
.quote figcaption{font-size:.9rem;color:var(--muted);font-weight:600}
.stats{display:grid;gap:12px;grid-template-columns:1fr;margin:0 0 26px;padding:0;list-style:none}
.stats li{border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:var(--bg)}
.stats strong{display:block;font-size:1.5rem;color:var(--blue);font-family:Georgia,"Times New Roman",serif;line-height:1.2}
.stats span{color:var(--muted);font-size:.92rem}
.leader{display:grid;gap:26px;align-items:start}
.leader img{width:180px;height:180px;border-radius:50%;object-fit:cover;border:4px solid #fff;box-shadow:0 10px 26px rgba(13,36,64,.15);background:var(--bg)}
.leader .role{margin:0 0 14px;color:var(--blue);font-weight:700;font-size:.95rem}
.leader p{color:var(--muted);max-width:66ch}
.team{display:grid;gap:16px;margin-top:30px}
.member{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:22px;display:flex;flex-direction:column}
.member .who{display:flex;gap:14px;align-items:center;margin-bottom:14px}
.member img{width:84px;height:84px;border-radius:50%;object-fit:cover;flex:none;background:var(--bg);border:1px solid var(--line)}
.member h3{margin:0 0 2px;font-size:1.12rem}
.member .role{margin:0;font-size:.85rem;color:var(--blue);font-weight:600;line-height:1.35}
.member p{color:var(--muted);margin:0 0 12px;font-size:.95rem}
.member details{margin-top:auto;border-top:1px solid var(--line);padding-top:10px}
.member summary{cursor:pointer;color:var(--blue);font-weight:600;font-size:.92rem;padding:4px 0}
.member details[open] summary{margin-bottom:10px}
.member ul{margin:0 0 12px;padding-left:18px;color:var(--muted);font-size:.95rem}
.member li{margin:0 0 6px}
.member .mq{font-family:Georgia,"Times New Roman",serif;font-style:italic;color:var(--navy);border-left:3px solid var(--sky);padding-left:12px}
.cform{max-width:640px;margin:34px auto 0;text-align:left;border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:22px;box-shadow:0 12px 30px rgba(13,36,64,.06)}
.cform h3{margin:0 0 14px}
.cform .row{display:grid;gap:12px;grid-template-columns:1fr}
.cform label{display:block;font-size:.88rem;font-weight:600;color:var(--navy);margin:0 0 12px}
.cform input,.cform textarea{display:block;width:100%;margin-top:6px;font:inherit;font-weight:400;color:var(--ink);border:1px solid #c9d6e4;border-radius:10px;padding:11px 12px;background:#fff}
.cform textarea{min-height:120px;resize:vertical}
.cform input:focus,.cform textarea:focus{outline:3px solid var(--sky);outline-offset:1px;border-color:var(--blue)}
.cform button{cursor:pointer;font:inherit;font-weight:600;width:100%}
.cform .hp{position:absolute;left:-9999px}
.req{color:#9b2c22}
.map{margin-top:10px;border-radius:10px;overflow:hidden;border:1px solid var(--line);max-width:320px}
.map iframe{display:block;width:100%;height:150px;border:0}
@media (min-width:760px){
  .quotes{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:repeat(3,1fr)}
  .leader{grid-template-columns:200px 1fr;gap:40px}
  .leader img{width:200px;height:200px}
  .team{grid-template-columns:repeat(2,1fr)}
  .cform .row{grid-template-columns:1fr 1fr}
  .cform button{width:auto}
}
@media (min-width:980px){.team{grid-template-columns:repeat(3,1fr)}}
.dark{background:var(--navy);color:#e6eef7}
.dark h2{color:#fff}.dark .eyebrow{color:var(--sky)}
.dark .quote{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.18)}
.dark .quote p{color:#fff}.dark .quote figcaption{color:var(--sky)}
.dark .stats li{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.18)}
.dark .stats strong{color:#fff}.dark .stats span{color:#c9d6e4}
@media (max-width:480px){.btn{white-space:normal}.top .btn{white-space:nowrap}}